Private Loan Icon

Undergraduate & Graduate

Private Student loans used for college tuition, room & board, and other eligible education expenses.

  • - Variable APR from 1.957% - 8.493%1
  • - Fixed APR from 3.417% - 8.987%1
  • - Flexible repayment options and zero fees
  • - Cosigner Release2 available
Consolidation Loan Icon

Consolidation

Refinance a federal, private, or PLUS loan or combine multiple into a single, new consolidation loan.

  • - Variable APR from 3.180% - 6.680%1
  • - Fixed APR from 4.740% - 8.240%1
  • - Flexible repayment options and zero fees
  • - Cosigner Release2 available
Scholarship Icon

Monthly Scholarship Giveaway

Each month, EDvestinU awards three (3) $1,000 scholarships to randomly selected students. That's right - no essays or extra work! Just remember to enter each month for your chance to win.


No obligation. No Purchase or credit application necessary.


Check out our custom private student loan and consolidation rate estimators. These quick and easy-to-use tools can help you estimate your EDvestinU® loan rate, monthly payment amount, and the total cost of loan before applying


Past Scholarship Winners

Jordan P. Photo

Jordan P.
Ohio University

William M. Photo

William M.
Harvard College

Samantha D. Photo

Samantha D.
Massachusetts College of Art & Design

Brian V. Photo

Brian V.
University of New Hampshire




 

1 APR or "annual percentage rate" is a calculation of what the loan will cost, taking into consideration interest, fees and length of loan. Accordingly, the APR is subject to increase or decrease due to factors such as changes in the interest rate of variable rate loans or changes in principle due to the capitalization of interest. Private loan APR’s provided include a 0.50 percent interest rate reduction for authorizing our loan servicer to automatically deduct your payments each month from your bank account. Consolidation loan APR’s provided include a 0.25 percent interest rate reduction for authorizing our loan servicer to automatically deduct your payments each month from your bank account. Variable interest rate is subject to change depending on fluctuations in the London Interbank Offered Rate (LIBOR) index. Monthly interest rate accrual is based on the published One-Month London Interbank Offered Rate ("LIBOR") as of the last business day of the previous month plus your applicable margin. As of April 29, 2016 the One-Month LIBOR rate is 0.44%. APR ranges may include interest rate incentives only available to applicants with a creditworthy cosigner.

2 A cosigner release is allowed on an EDvestinU Private Loan if an account is in current standing after 24 months of consecutive & on-time payments with a borrower FICO >749 and income over $30,000. A cosigner release is allowed on an EDvestinU Consolidation Loan if an account is in current standing after 36 months of consecutive & on-time payments with a borrower FICO >699 and income exceeding $30,000 for loans up to $100,000 and $50,000 for loans exceeding $100,000. For both types of loans, the borrower may not have foreclosures, repossessions, wage garnishments, unpaid tax liens, unpaid judgments or other public records having an open balance exceeding $100 during the last 7 years. The borrower must not currently be involved in bankruptcy proceeding or had any bankruptcy filings during the past 10 years and cannot have any defaults on education loans.