Undergraduate & Graduate

Private Student loans for degree-seeking college students for tuition and eligible education expenses.

  • - Variable APR from 1.738% - 8.277%1
  • - Fixed APR from 3.450% - 9.014%1
  • - Flexible repayment options and zero fees
  • - Cosigner Release2 available

Consolidation

Refinance one private student loan or combine multiple loans into a single, new consolidation loan.

  • - Variable APR from 3.590% - 7.890%1
  • - Fixed APR from 4.400% - 10.990%1
  • - Flexible repayment options and zero fees
  • - Cosigner Release2 available

Monthly Scholarship Giveaway

Each month, EDvestinU awards three (3) $1,000 scholarships to randomly selected students. That's right - no essays or extra work! Just remember to enter each month for your chance to win.

No obligation. No Purchase or credit application necessary.

You’ve changed since college... Your student loans can, too.

On average, EDvestinU® consolidation borrowers lower their interest rate by 1.70%3

Sign-up for autopay and we will lower your rate by an additional 0.50%!


"Winning this scholarship means so much to me. It means that I can continue my college career and help ease the financial burden on both my parents and me. I am so very thankful for this scholarship."
-C. Dale, Worcester Polytechnic Institute

Our Network



Default Prevention Leader

New Hampshire Higher Education Assistance Foundation (NHHEAF) ranks first among student loan guaranty agencies with the nation's lowest default rates. NHHEAF is responsible for default prevention, default collections, and repayment support services. NHHEAF provides borrower support during the EDvestinU loan application process.



Innovative Technology Solutions

CampusDoor pioneered the first on-line private student loan application with a live underwriting and response system and has continued to lead the industry in expertise and technology. CampusDoor provides EDvestinU’s web-based application system.

Nationally Recognized
Loan Servicing

Granite State Management & Resources (GSM&R) is a nonprofit student loan servicer. Nationally recognized loan servicing expertise is a source of pride. As a sister agency of NHHELCO, GSM&R provides borrower support once EDvestinU loans are fully disbursed.

Focused Nonprofit Mission

The Center for College Planning is dedicated to providing students and families with valuable information about the college planning process - from savings options and college admissions requirements, to applying for financial aid and scholarships. CCP promotes higher education as the means to achieving personal, career and life goals in 100% of the public high schools in New Hampshire. CCP provides FAFSA assistance and education- related content for EDvestinU borrowers.

 

1APR or "annual percentage rate" is a calculation of what the loan will cost, taking into consideration interest, fees and length of loan. Accordingly, the APR is subject to increase or decrease due to factors such as changes in the interest rate of variable rate loans or changes in principle due to the capitalization of interest. APR’s provided include a 0.50 percent interest rate reduction for authorizing our loan servicer to automatically deduct your payments each month from your bank account. Variable interest rate is subject to change depending on fluctuations in the London Interbank Offered Rate (LIBOR) index. Monthly interest rate accrual is based on the published One-Month London Interbank Offered Rate ("LIBOR") as of the last business day of the previous month plus your applicable margin. As of June 30, 2015 the One-Month LIBOR rate is 0.19%.

2Cosigner Release is contingent upon 24 months of consecutive on-time payments that satisfy the required monthly payment amount under your chosen repayment plan of Standard or Graduated; and the primary borrower meeting the income and credit score requirements applicable at the time the required number of payments has been met.

3Average interest rate savings is based on actual customers who consolidated their private student loans through our EDvestinU® Private Consolidation Loan Program between July 31, 2014 and May 28, 2015. Actual interest rate savings may vary based on credit eligibility and on the private loans being consolidated. Overall repayment amount may be higher than the loans being consolidated even if monthly payments are lower.